Policy Engine
Auto-Approve and Auto-Decline Deals, Consistently
Define your lending criteria once. Fundtel's Policy Engine evaluates every deal against your rules the instant data is extracted.
Live Policy Evaluation
Every Deal Measured Against Your Criteria
The moment Fundtel finishes parsing a submission, the Policy Engine runs. Each rule is evaluated against extracted values: average daily balance, true revenue, NSF count, industry, state, and more. You see exactly which rules passed, which failed, and why.
Example Rules You Can Set
Policies Evaluated
| Policy | Operator | Threshold | Actual | |
|---|---|---|---|---|
| Average Daily Ending Balance | Greater Than | $5,000.00 | $8,234.50 | |
| Average Monthly True Revenue | Greater Than | $25,000.00 | $18,500.00 | |
| NSF Days (Last 90 Days) | Less Than | 5 | 2 |
2 policies failed
Monthly revenue below threshold and industry restriction triggered
Policy Configuration
Add a Rule in Seconds
Pick a field, set a threshold, choose the outcome. Your policy updates immediately across every new submission.
Configuration
Your Rules, Your Criteria
The Policy Engine is fully configurable. Fundtel works with your team during onboarding to build your exact underwriting ruleset. As your appetite changes, rules can be updated in minutes.
Define Your Rules
Set thresholds for balance, revenue, NSF frequency, time in business, loan stacking, and any other data point Fundtel extracts.
Industry & State Lists
Upload restricted industry categories or state lists. Fundtel checks every deal against them automatically.
Update Anytime
Adjust thresholds, add new rules, or remove outdated ones. Changes take effect immediately on all new submissions.